Resources for Agents

Georgia Insolvency Charge

The Georgia Legislature has enacted statutory changes to the Georgia Insurers Insolvency Pool Act. As a result of this new legislation, effective January 1, 2007, an assessment surcharge equaling 2% of any written WC premium will be added to all Georgia workers compensation policies. This 2% surcharge will be added only to Georgia based premium. This surcharge will be listed as a surcharge to premium and will be due as part of the deposit to bind coverage. In order to compensate for this 2% surcharge, we have filed new rates that will be lower for most classes. Note: No Agency can collect commission on the 2% surcharge. Neither your agency nor Golden Isles Underwriters, Inc may claim commission on this 2% of the premium.
To Read the law please download the GA Insolvency Surcharge

Subcontracted Labor Concerns

Additional premium may be due on sub-contracted labor, for more details please view : GA State Ruling in Brewer v. Royalins

Fraud In Florida

$217 million in premiums were collected in Flordia with no coverage being offered, the persons responsible were recently sentenced to 14 years in prisoin, to read more see the article : Florida Worker's Compensation Fraud

Canal Insurance V. Pro Seach et al

Recently the Georgia Court of Appeals ruled in favor of Canal Insurance Company regarding an issue of the statute of limitations on debts owed. For more information on the ruling please see : Canal Insurance v. Pro Search et al .

Class Codes and Job Descriptions

Misrepresentation of the nature of an insured’s business may prevent a recovery under the policy, for more information please view : Marchant v. Travelers

Safety Tips for the Workplace

Body Mass Index Calculation for Employee Safety

Body Mass Index (BMI), which categorizes body weight, can be helpful in placing employees in the proper position. For more information please click here, to access a resource on calculating Body Mass Index.